a. Justification by faith is a judicial act of accounting by God wherein an unrighteous man, still unrighteous, is declared righteous while he continues indulging sinful motivation. Antinomian motif.
b. Basically the same, with extremely few exceptions. Objective and subjective aspects of justification confused. No change of heart takes place in this "justification by faith."
c. When God "declares one to be righteous He does not lie. Justification by faith goes further than forensic justification and involves a true change of heart. God counts faith for righteousness, and His "declaring" is in reality "reckoning" or recognizing. (See No. 3).